Who Qualifies for the New $90 Medicare Part B Rebate?
Medicare Part B enrollees are set to receive a one-time $90 rebate delivered automatically over the next few weeks, President Trump announced on October 2. Created in 2008 as a flexible budget tool for provider payment adjustments, the Medicare…
IPO Strategy: Why Waiting to Invest Pays Off
Every market cycle produces a handful of IPOs that seem impossible to ignore. The company dominates headlines, investors rush to gain access, and financial media debate whether the stock could become the next great growth story. But before joining the…
Can a 64-Year-Old Retire and Count on ‘Shaky’ Social Security?
Dear Wealth Wise, I’m 64 (almost 65), work full-time, and I’m tired of being told to use AI at my job. Can I retire on $1.6 million if my yearly spending needs are roughly $90K and Social Security will pay $3,500 a month (if benefits remain…
DST Taxes: Why You Pay on More Than the Income
Editor’s note: This is the second article in a two-part series on investing via Delaware statutory trusts (DSTs) investing. The first is Why a “Fee-Based” DST Investing Sales Pitch is a Red Flag for Investors. Delaware statutory trust…
How Teachers Can Maximize Their 403(b) and 457(b) Plans
For many public school teachers and other K-12 employees, retirement planning involves more than a pension and a single workplace savings account. Depending on the employer, educators might have access to both a 403(b) plan and a governmental 457(b)…
Keep Your Kids From Falling Into the Early Inheritance Trap
In a Berkshire Hathaway shareholder letter, Warren Buffett once advised, “Leave the children enough so that they can do anything but not enough that they can do nothing.” Many parents share this sentiment. A recent survey from Kiplinger and…
3 Steps to Defining Your Retirement Mission
By spring 1961, NASA was already launching rockets. Alan Shepard had just ridden one into space and back, a 15-minute flight. Twenty days later, President John F. Kennedy raised the stakes in one sentence: “I believe that this nation should commit…
How to Give Money to Kids Without Setting Them Up to Fail
It starts at the very beginning. You hold your baby in your arms and feel a deep, primal desire to give them everything they need. At some point, though, it’s time to tighten the purse strings and help them make responsible decisions. Giving your…
Wills vs Trusts: How to Decide What’s Right for Your Family
Do I need a will, a trust or both? It’s one of the most common questions we hear, and the answer is rarely simple. It depends on your family, your assets, your priorities and how much work you’re willing to do now to make things easier for…
Inheriting Investments: Why Stocks Can Wreck Estate Plans
One of the biggest misconceptions I encounter is that inherited investments should simply be sold. Stocks are not cash. Many portfolios are built around long-term goals, whether that’s preserving family wealth, generating future income or…