7 Tax Breaks and Strategies Gen X May Often Overlook
For Generation X, those born between 1965 and 1980, retirement looks vastly different from what it did for many of their parents and grandparents. As traditional pensions phased out, more responsibility for saving and investing shifted to individual…
The Case for Carrying a Mortgage Into Retirement
It’s common advice to try to enter retirement debt-free. The fewer fixed costs you have once your job-related paycheck disappears, the less financial stress you might have. But should your mortgage be the exception? For people who locked in pandemic-era…
Claim Social Security Early at 62 or Wait Until 70? These Are the Trade-Offs
Sometimes it seems people spend more time researching what smartphone to buy than how to strategize Social Security in retirement. Many don’t realize that starting Social Security benefits too early or too late can cost you considerably. How do…
7 New Tax Brackets Proposed for High Earners: Who Would Pay More?
Every year, millions of taxpayers look at the latest federal income-tax brackets and rates to see where their income falls and how much they might owe the IRS. For the longest time, there have been seven brackets, each with its own marginal tax rate. But…
Is Life Insurance the Missing Piece of Your Retirement Plan? 5 Questions to Find the Right Policy
For most of my career, I’ve watched Americans think about life insurance the same way. It’s something you buy to protect your family if something happens to you. That’s still true, but it’s no longer the whole story. Not only are…
Avoiding IRMAA Can Actually Cost You More in Retirement: A Financial Adviser Explains Why and What You Can Do Instead
For many retirees, few acronyms generate more anxiety than IRMAA. Countless articles, videos and financial discussions warn retirees to stay below the next Medicare premium threshold. But what if avoiding an IRMAA surcharge causes you to pay more over…
Shielding Your Heirs: The Expert Guide to a Tax-Free Inheritance
Dear Wealth Wise: How can I put my RMDs and cash savings back to work so I can leave a tax-free inheritance for my adult kids? — None For Uncle Sam Dear None for Uncle Sam: In the coming years, the Great Wealth Transfer is expected to produce trillions…
5 Fall Trips That Are Even Better After You Retire
One of the perks of retirement is having more flexibility to travel outside the busy summer vacation season. Instead of squeezing a trip into a limited window, you may be able to wait until crowds thin out, temperatures cool and the pace at popular…
Longing for a Long Life? Here’s How Your Financial Strategy Can Help You Afford It
Living longer creates the opportunity for more — more experiences, more time with loved ones and more chances to pursue what matters most. Unfortunately, there is often a disconnect between the life people hope to enjoy and how prepared they feel to…
Why Your Bank Direct Deposit May Shift Times This Weekend
LIVE UPDATE: June 12, 2026, 2:52 PM ET – The Federal Reserve processing network and major national banking brands are actively rolling out an updated transaction validation protocol to secure high-volume electronic asset transfers this summer. If you are…