Q4 Market Outlook: Key Risks Behind Steady Indexes
Headline equity indexes spent the third quarter displaying extreme market concentration. On paper, the S&P 500 managed a 2% gain. In reality, the median stock ended the quarter more than 15% below its 52-week high. Despite surging long-term Treasury…
What’s Your Investing Style?
Fashions come and go, even in the stock market. Sometimes an approach is favored for a brief season; other times, a market niche can stay in vogue for extended runs. But some investing styles are classic, lending a signature look to most people’s…
Is ‘Buy and Hold’ Really the Best Investing Strategy?
Investors hear a common refrain year after year: “It’s better to buy and hold and ride out the downturns. Missing only the 30 best days of market returns can meaningfully lower your portfolio value.” At GammaRoad Capital Partners, we…
What to Expect From the September Jobs Report
“We believe that the unemployment rate is running basically consistent with full employment,” Federal Reserve Chair Kevin Warsh said during his press conference following the September Fed meeting. In addition to a jobless rate of 4.1%, Warsh cited…
Income Tax Changes Are on the November Ballot: Key Measures to Watch
Federal taxes often get the most attention, but state and local taxes make up a significant portion of the tax burden for households across the country. As many states grapple with budget pressures and competing revenue demands, whether high earners…
Social Security Payment Schedule for 2027
Understanding when your Social Security benefits will arrive each month is essential for budgeting and financial planning. The Social Security Administration (SSA) operates on a fixed calendar, but certain holidays can shift payment dates. Here, we break…
Is Your Property Tax Bill Too High?
Whether you pay your property tax directly or through an escrow account, reviewing your assessment each year is important. If you don’t, you could miss local tax breaks, or worse, pay a higher bill on incorrect property details. Research from…
Why Your Pension Likely Means You’ll Pay Taxes in Retirement
If you have a pension and substantial retirement savings, your tax situation could look very different from that of the average retiree. You might have heard the statistic: Roughly 80% of retirees pay no federal income taxes. If you have a pension and a…
Where’s the Best Place to Store $25k Now?
Higher prices are here for now. The escalating Iran War will keep energy prices higher, impacting everything from groceries to air travel. And the Federal Reserve took notice. At its September meeting, it raised the federal funds rate by a quarter of a…
10 Things You Should Know About Medicare Part D Plans
Enrolling in Medicare Part D isn’t a “one-and-done” decision. Leaving your plan on autopilot during open enrollment (October 15-December 7) could cost you hundreds in unexpected premiums and out-of-pocket fees. A different plan might offer a…
